We built a sophisticated digital lending platform that connects multiple systems into one seamless customer journey.

BWD designed and developed QuickBucks Finance’s digital loan origination platform, which is now live and accepting applications to help customers access short- term financial relief between salaries.

Over the years, we’ve built a number of complex websites and digital platforms, but QuickBucks is one of the most technically sophisticated systems we’ve delivered to date.

What looks like a simple website on the front end is actually a connected ecosystem of applications, APIs, financial systems and back-office services working together in real time.

The customer-facing platform manages the full digital journey, from registration and identity verification through to loan application, affordability assessment, quotation, acceptance, supporting documents and ongoing account management.

Behind the scenes, QuickBucks acts as a secure loan origination gateway, collecting customer and KYC information and communicating with the lender’s existing loan- management infrastructure.

The platform integrates with a range of third-party and financial services, including:

• Frictionless Frontend & KYC Capture: A clean, intuitive interface that collects borrower application data, manages customer onboarding, and captures mandatory KYC verification.
• Credit bureau APIs, including TransUnion and Experian, for credit-profile and affordability information. Also including SACRRA submissions.
• Altron Webfin, connecting the website directly to the lender’s loan-management and back-office environment for customer creation, affordability assessments, quotations, loan creation, approvals, repayments and account servicing.
• SMSPortal, used for OTP authentication, login verification and customer notifications.
• NCR affordability processes, helping ensure that lending decisions are supported by the required affordability information.
• Automated Banking & Collections: Full API integration with banking rails for DebiCheck electronic mandate authorization, alongside Registered Mandates collection workflows for users without banking apps.
• Customer account functionality that can display loan status, repayment information, statements, transaction history and supporting documentation.

The important part is that the customer does not need to understand any of this complexity.

They simply see a clean, easy-to-use website.

Behind that interface, multiple systems are exchanging information securely through APIs, validating data, maintaining customer records and supporting the lender’s operational processes.

That is the type of work we increasingly specialise in: not simply building websites, but building digital platforms that integrate with the systems a business already uses to automate processes, improve customer experience and ultimately help the business grow.

You’re welcome to have a look at QuickBucks here: https://www.quickbucksfinance.com

And if you know someone who may need short-term financial relief, you’re welcome to refer them to the platform.

If your organisation needs a sophisticated website, customer portal or digital platform that needs to integrate with existing business systems, APIs, payment services, CRMs, financial platforms or other third-party services, feel free to get in touch.

We enjoy solving the complicated stuff, while keeping the experience simple for the person using it.